With private invoice financing, you can:

  • Grow Your Business and Profits: Start planning for greater growth & flexibility to expand your business, without the reliance on equity in property or restrictive traditional finance facilities.
  • Expand Your Customer Base: Stop missing out on profitable sales and orders because of the short term need to exceed your available working capital and traditional funding lines.
  • Accept Seasonal Orders: Smooth out your cashflow, eliminating the impact of peak seasonal needs.

Top Industries Suited To Invoice Finance

  1. Wholesale Distribution
  2. Import/ Export
  3. Manufacturing
  4. Transport
  5. Labour Hire/Temp Agencies
  6. Building Contractors
  7. IT Suppliers
  8. Virtually all industries where goods are sold and delivered or services performed
Businessman needs short term funds

Private Invoice Financing

Don't fit the criteria that the banks require?

Do you want a hassle-free short term cash injection?

Southern Lending is a specialist in lending private funds based on your debtor's strength rather than your figures. This means that you don’t have to apply for a longer term facility or factor all your debtors - giving you the flexibility to fund what you want when you want!

Maybe you are pitching for new business,
or need more supplies...

Have you just won a large tender
and need short term funds to prevent a cash flow dip?

How We Can Help

With Invoice Financing, Southern Lending Group uses private funds to purchase the rights to one or more of your invoices from your debtors.

We provide up to 80% of the invoice in cash up front to you and then your debtor pays us in 30 or 60 days.

We take our fee out and return the remaining monies to you. You will need blue chip debtors and your goods must have been delivered or work completed [& acknowledged by debtor] for us to loan money against your invoice.

Fees and charges

The interest rate charged will depend on the security provided and the quality of your client base.

The rate for invoice financing is based on a minimum of 30 days.

You will be charged an application fee based on the value of the invoices you wish to factor.